What is a Red Book Valuation?
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A shared ownership valuation is a report that sets the current market value of your home under the Shared Ownership scheme. It is used to calculate:
A shared ownership valuation is a type of "Red Book valuation". Housing associations typically require the valuation to be completed by a RICS registered valuer who needs to adhere to the RICS "Red Book" standards when assessing the property's market value for selling or staircasing.
You will usually need a shared ownership valuation when you:
Because shares are priced at the current market value, the valuation directly affects what you pay or what you can sell for.
Your valuer will inspect the property and use local comparable sales to reach a market value. The report typically includes:
Some housing associations also ask for specific wording or a specific format. Your valuer will confirm what is needed before they issue the final report.
To be accepted for shared ownership, the valuation normally needs to meet requirements such as:
Your housing association may also specify how recent the valuation must be, and whether it needs to be addressed to them.
The quickest approach is to find local RICS registered valuation surveyors who already handle shared ownership work. When assessing, check:
Answers to common questions about finding and choosing the best valuation surveyors.
A RICS valuation report often costs around £354* on average, but the price varies by property type, size, and location. Across the UK, costs can range from roughly £337 - £605*.
*Based on the average service costs for Konnect You users. See how our data works.
Timescales vary by area and surveyor availability. In many cases, you can book the inspection within a week or two, and receive the report shortly after. If your housing association has specific requirements, allowing a bit more time can help.
Many housing associations require the valuation to be recent (often within a set number of months). Check your housing association’s policy before booking, as the accepted validity period can vary.
Usually not. Shared ownership valuations are typically required to be completed by a RICS registered valuer and presented in a formal report that your housing association will accept.
Start by speaking to your valuer and asking for the comparable evidence used. If you still disagree, your housing association may have a process for challenging the figure or commissioning a second valuation, but rules vary.
